Your finances,
finally clear.
One place to be deliberate with your money. Track spending, set goals, build wealth — with intention, not just awareness.
Why Hagr
Be intentional with what you have.
One honest place for your spending, your savings, and your goals. So every financial decision is a deliberate one.
Honest
Real numbers, no spin. See exactly where your money goes without sugar-coating.
Private
Your financial data belongs to you. Client-side encryption keeps it that way.
Intentional
Set goals, track progress, make decisions with confidence — not guesses.
Everything in one place
Budget planning
Set monthly budgets by category. See actuals vs targets at a glance. Never wonder where the money went again.
Net worth
Track every asset and liability. See your actual net worth and how it moves month by month.
Travel budgets
Plan your trip budget before you leave. Link transactions as you spend. Come home with the full picture.
AI advisor
Ask anything about your finances in plain language. Get answers that actually make sense for your situation.
A note from the maker
For most of my adult life I was not good with money. It would come in and before the month was even halfway through I was already stressed about how to make it work. It was a cycle I could not seem to break.
When I got married I realised this was not just my problem anymore. It would affect my wife, and soon enough our child as well. That was what finally made it real for me.
So I started budgeting. Tried apps, made spreadsheets, read about it. What I kept running into was the same wall: I genuinely had no idea where our money was going. Without that picture, good intentions only lasted so long.
That is where the idea for Hagr came from. I built the first version just for us. But every time I brought it up with someone they got it immediately. Almost everyone has been in this place at some point. A lot of people have never left it.
I made this for them too. My belief is simple: it does not matter what your income is. With a clear enough picture anyone can be a good steward of what they have. That clarity is what Hagr is built to provide.
Ólafur
Founder, Hagr
Your data. Your rules.
Hagr includes a full privacy mode with client-side AES-256 encryption. Lock your financial data with a password and nobody else can read it, not even us. That means even if someone breached our servers, they would find nothing but encrypted gibberish.
Ready to stop guessing and start deciding?
14 days free. No credit card anxiety — you won't be charged until your trial ends. Cancel anytime, but most people don't.
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